Requirements

To qualify for the Debt Review Program you need to be over-indebted. That means that your income per month is less than your expenses per month.

I will help you work out a new monthly budget that will guide you in getting all your monthly expenses and debt paid.

The program is not a ticket for you to stop paying your bills. However, when we work out your new budget, we will conclude an amount that you can afford to pay off on your debt every month. That amount gets distributed between your credit providers (the people you owe money to). I make a proposal to them showing the amount you can afford to pay.

This program also protects your property and goods. That means that the credit providers are not allowed to come and take your possessions AFTER you have registered for the program. As long as you pay the amount that you can afford on debt every month (according to your new budget), you and your goods are safe.

In order for me to register you for the Debt Review Program, please supply me with the following documentation:

· Latest Pay slip (if you receive a variable income - commission, incentives, having your own business you need to supply 6month’s pay slips or bank statements showing your income)

· Copy of your I.D. document

· Completed and Signed Form 16 (I have attached it to this letter)

· Latest bank statements (1 month) where your salary gets paid into

· Statements of ALL YOUR outstanding debt with banks, retail stores, micro loan companies, etc.

· Letters that was sent to you within the last 2 months for overdue accounts

· Credit reports (not older than 30 days) from Transunion ITC (www.mycredit.co.za) and Experian (www.creditexpert.co.za) or R50 so that I can draw the reports on your behalf.

· R50 for registration

Click here to determine your DEBT OBLIGATIONS.

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